Terms of Service

By accessing or using DripData, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use the service.

If you use DripData on behalf of a company, trust, entity, or other person, you represent that you have authority to bind that party to these terms.

DripData is a portfolio tracking, dividend research, and analytics platform. We provide tools for informational analysis, income projections, watchlists, community features, and brokerage-linked portfolio syncing.

DripData is not a bank, broker-dealer, investment adviser, commodity trading advisor, transfer agent, custodian, or fiduciary. We do not hold customer assets, accept deposits, move money, execute trades, or provide custody services.

All data, rankings, projections, calculators, scoring systems, alerts, commentary, and portfolio analysis made available through DripData are provided for general informational and educational purposes only.

Nothing on DripData constitutes financial, investment, legal, tax, accounting, brokerage, compliance, or other professional advice. Nothing on the platform is a recommendation, solicitation, endorsement, suitability determination, or offer to buy, sell, or hold any security, asset, strategy, or account type.

You are solely responsible for evaluating any information presented through DripData and for any investment, tax, legal, or financial decisions you make.

You must be at least 18 years old, or the age of legal majority in your jurisdiction if higher, to use DripData. By using the service, you represent and warrant that you meet this requirement.

You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

You agree to provide accurate information, keep your account information current, and use the service only for lawful purposes.

You may not misuse the service, attempt to gain unauthorized access, interfere with the platform, reverse engineer protected systems except as permitted by law, or use DripData in a manner that violates applicable law, regulation, or third-party rights.

Certain DripData features allow you to connect brokerage or financial accounts through third-party providers, including SnapTrade and underlying brokerage institutions. Those connections are optional and initiated by you.

By choosing to connect an account, you authorize DripData and its third-party connectivity providers to access, receive, process, transmit, and display account data that you have permission to share, including account names, balances, positions, transactions, symbols, pricing, dividend activity, connection status, and related metadata.

Brokerage connectivity depends on systems we do not control, including SnapTrade, your brokerage, data vendors, custodians, intermediaries, APIs, tokens, and authentication flows. Connections may fail, break, lag, be disabled, return stale or incomplete data, or stop working without notice.

You understand and agree that any brokerage or bank-style connection is established at your direction and risk. DripData does not control the policies, uptime, security posture, or data quality of SnapTrade, your brokerage, or any other third-party provider.

DripData does not receive custody of your securities, cash, or brokerage accounts. We do not hold funds, take possession of assets, initiate withdrawals, execute trades, rebalance holdings, or otherwise exercise control over your property.

Brokerage integrations are read-only data connections. DripData does not place trades, move money, initiate transfers, maintain brokerage accounts, or assume responsibility for brokerage-side actions, even if a third-party provider offers capabilities beyond read-only access.

You acknowledge that connecting a brokerage or financial account introduces risks that may include delayed balances, stale holdings, inaccurate security mapping, missing transactions, broken authorizations, disabled connections, duplicate data, incomplete dividend histories, incorrect tax-lot treatment, third-party outages, revoked permissions, or brokerage-specific errors.

You assume all risk arising from your decision to connect an external account, including risk arising from reliance on data received from SnapTrade, your brokerage, or any other third-party provider.

You remain solely responsible for verifying holdings, balances, transactions, dividends, tax information, performance figures, and any account activity directly with your brokerage or financial institution before acting on that information.

You may revoke or modify a connected account relationship at any time through your brokerage, SnapTrade, or DripData where supported. Revocation may not instantly remove previously synced or cached historical data already stored in your DripData account, subject to our retention practices and applicable law.

If a connection is disabled, expired, revoked, broken, or disconnected, DripData may continue displaying the last successfully retrieved data until refreshed, removed, or replaced.

You are responsible for monitoring your brokerage permissions, connected sessions, and credentials, including passwords, device approvals, and multi-factor authentication settings maintained by third parties.

DripData relies on third-party market data, dividend data, connection providers, broker feeds, and user-supplied inputs. Data may be delayed, estimated, projected, inferred, restated, incomplete, stale, or incorrect.

Dividend forecasts, future payment estimates, yield calculations, DRIP simulations, cost-basis estimates, income projections, yield-trap scores, and historical reconstructions are inherently model-based and may differ materially from actual results.

We do not warrant that any figure displayed on DripData matches official records from your broker, issuer, administrator, plan sponsor, fund sponsor, tax forms, or statements.

Certain features require a paid subscription. Subscription fees are billed through Stripe or another designated payment processor under the pricing presented at checkout.

Unless otherwise stated, subscriptions renew automatically until canceled. Cancellation stops future renewal but does not entitle you to any refund or credit for partial billing periods, unused time, or unused features, except where refunds are required by applicable law.

We may change pricing, features, or plan structure at any time, but changes will apply prospectively in accordance with applicable law and billing platform rules.

If you post portfolios, comments, announcements, messages, descriptions, screenshots, or other content to community features, you are responsible for that content and represent that you have the right to share it.

You grant DripData a non-exclusive, worldwide, royalty-free license to host, store, reproduce, display, and distribute submitted content as needed to operate and improve the service.

We may remove content or restrict access to community features at our discretion, including for spam, abuse, infringement, impersonation, or regulatory risk.

You may not use DripData to violate laws, infringe intellectual property rights, scrape or harvest data in violation of our policies, interfere with platform security, test brokerage integrations in an abusive manner, or attempt to circumvent subscription or account controls.

You may not use DripData in connection with unlawful trading activity, sanctions violations, market manipulation, fraud, money laundering, or any activity that could expose us or our partners to legal, regulatory, reputational, or security risk.

Your use of third-party services accessed through DripData, including SnapTrade, Stripe, hosting providers, analytics providers, and data providers, may also be governed by those third parties’ own terms, privacy notices, and policies.

DripData is not responsible for the acts, omissions, outages, practices, breaches, delays, suspensions, restrictions, fees, policy changes, or legal compliance of third-party services or financial institutions.

As between you and DripData, DripData and its licensors own all right, title, and interest in and to the service, including the website, software, code, interface design, layout, branding, trademarks, logos, text, graphics, charts, models, scoring systems, compiled datasets, and all related intellectual property rights.

These terms do not grant you ownership of any part of the service. Subject to your compliance with these terms, we grant you a limited, revocable, non-exclusive, non-transferable right to access and use DripData for its intended purpose.

You may not copy, reproduce, republish, scrape, sell, sublicense, distribute, modify, create derivative works from, or exploit the service or its content except as expressly permitted by us in writing or as required by applicable law.

DripData is provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, statutory, or otherwise.

To the maximum extent permitted by law, we disclaim all warranties including merchantability, fitness for a particular purpose, title, non-infringement, availability, security, accuracy, reliability, performance, and quiet enjoyment.

We do not warrant that the service will be uninterrupted, error-free, secure, timely, accurate, or compatible with your expectations, brokerage, jurisdiction, or device.

DripData uses reasonable administrative, technical, and organizational safeguards intended to protect the service and the data we process. However, no online platform, software system, API connection, brokerage integration, or data environment can be guaranteed completely secure, and we do not warrant that the service, third-party integrations, connected account data, or communications will be free from hacking, unauthorized access, malware, service attacks, interception, corruption, loss, or other cybersecurity incidents.

To the maximum extent permitted by law, DripData and its officers, directors, owners, employees, contractors, affiliates, licensors, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or lost-profit damages, or for any loss of data, goodwill, opportunity, revenue, investment gains, expected yield, tax position, or business interruption, whether foreseeable or unforeseeable, arising from any theory of liability including contract, tort, negligence, strict liability, or otherwise.

To the maximum extent permitted by law, we are not liable for losses or damages arising out of or relating to third-party account connections, broken or disabled brokerage connections, stale or inaccurate data, failed syncs, market data errors, model outputs, user decisions, community content, third-party outages, or the conduct of brokers, custodians, or connectivity providers.

To the maximum extent permitted by law, we are also not liable for losses, damages, claims, or expenses arising out of or relating to hacking, cyberattacks, phishing, credential theft, account takeover, malware, ransomware, denial-of-service events, unauthorized access, data interception, third-party security failures, infrastructure compromise, or other security incidents affecting DripData, SnapTrade, your brokerage, your email account, your device, or any service provider involved in delivering the service.

If, despite the foregoing, we are found liable to you for any claim arising out of or relating to the service, our aggregate liability will not exceed the greater of (a) the amount you paid to DripData in the 3 months preceding the event giving rise to the claim, or (b) $100.

DripData will not be liable for any delay, interruption, failure, or non-performance caused directly or indirectly by events beyond our reasonable control, including acts of God, natural disasters, severe weather, war, terrorism, civil unrest, labor disputes, internet or telecommunications failures, power outages, infrastructure failures, hosting failures, brokerage API issues, data-provider failures, cyberattacks, malware, denial-of-service events, emergency security responses, or governmental actions.

During any such event, our obligations will be suspended to the extent and for the duration reasonably necessary to address the event and its consequences.

You agree to defend, indemnify, and hold harmless DripData and its affiliates, officers, directors, employees, contractors, licensors, and service providers from and against any claims, losses, liabilities, damages, judgments, penalties, fines, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to your use of the service, your connected accounts, your content, your violation of these terms, or your violation of law or third-party rights.

This includes claims or disputes involving your brokerage connections, permissions you granted, reliance on outputs, or actions you take based on information surfaced through the platform.

We may suspend, restrict, or terminate access to all or part of the service at any time, with or without notice, if we believe you have violated these terms, created legal or security risk, abused integrations, failed to pay fees, or if continued service is no longer commercially or technically feasible.

If your account is suspended or terminated, your right to access the service ends immediately unless we expressly state otherwise. We may delete, disable, or retain account data, synced data, and user content in accordance with our operational, legal, security, and retention requirements.

Termination or cancellation does not entitle you to refunds except where required by law. We are not obligated to maintain access to historical exports, brokerage-linked data, or archived calculations after termination.

You may stop using the service at any time. Sections that by their nature should survive termination will survive, including disclaimers, limitations of liability, indemnification, payment obligations, and dispute-related provisions.

Please read this section carefully. To the maximum extent permitted by law, you and DripData agree that any dispute, claim, or controversy arising out of or relating to these terms or the service will be resolved by final and binding arbitration on an individual basis, except that either party may bring an individual claim in small claims court if it qualifies.

Arbitration will be administered by the American Arbitration Association (AAA) under its applicable consumer or commercial arbitration rules, as appropriate. The arbitration will take place in Miami-Dade County, Florida, unless the parties agree otherwise or applicable law requires a different location.

You and DripData each waive any right to a jury trial and any right to participate in a class action, collective action, mass action, private attorney general action, or other representative proceeding. Disputes must be brought only in your individual capacity and not on behalf of any other person or group.

If any portion of this arbitration or class action waiver section is found unenforceable as to a particular claim or remedy, the remaining portions will remain in effect to the fullest extent permitted by law.

We may modify, suspend, or discontinue features, integrations, pricing, or any part of DripData at any time.

We may update these Terms of Service from time to time. Your continued use of the service after updated terms become effective constitutes acceptance of the revised terms.

These terms and any dispute arising out of or relating to these terms or the service are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where applicable law requires otherwise.

To the extent a dispute is permitted to proceed in court rather than arbitration, you and DripData agree that the state or federal courts located in Miami-Dade County, Florida will have exclusive jurisdiction, and each party consents to personal jurisdiction and venue there.

If any provision of these terms is held unenforceable, the remaining provisions will remain in full force and effect.

Questions about these terms can be sent through our contact page.